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Financing Options

Buy your wheels, tires and auto parts today and pay later using one of our financing options below!

PayPal Financing

Flexibility that works for you

Pay over time with no late fees

Strengthen your budget with the power of Pay in 4 or Pay Monthly.Ā²

Smart options, widely available

Shop your favorite Wheels/Tires with the option to pay later

No impact to your credit score

Apply for Pay in 4 without impacting your credit score.

How Pay Later works

Pay in 4
  • Split purchases between $30-$1500 into 4 interest-free, bi-weekly payments. No late fees.
  • For smaller purchases
  • 4 payments over 6 weeks
  • No late fees, interest-free
Pay Monthly
  • Enjoy the flexibility of 6, 12, or 24-month payment plans, no down, and no sign-up or late fees.
  • For larger purchases
  • Monthly installments
  • No late fees

Shop Pay Installments Logo

What is Shop Pay?

Shop Pay is one of the fastest growing and leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favorite retailers, both in-store and online.

By selecting Shop Pay as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

With plans starting from 6 weeks up to 12 months, we have the plan for you.

Shop Pay is available on qualifying orders where Shop Pay shows up as an option at checkout.

Why use Shop Pay?

Prequalify before you buy
Get your Shop Pay spending limit while youā€™re still shopping. Using a Shop Pay payment plan wonā€™t impact your credit score.

Quick and convenient checkout
Place your order quickly and easily by choosing Shop Pay as your payment method at checkout. Simply enter a few details to complete your purchase.

Easy payments
Shop Pay will automatically debit payments from your chosen debit or credit card.

FAQ

How can I apply for financing?
In order to use Shop Pay, you must:
-Be a resident of the United States
-Use a United States billing address
-Use a United States phone number to receive the confirmation
-Meet the minimum requirements at checkout

Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest-bearing orders, you can only pay using a debit card.

Are there late fees?
No, there are no late fees if you miss a scheduled payment.

What if I miss an installment payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future.

Are there any additional fees with financing?

  • We offer Four biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.
  • Monthly payments for orders from 150 USD to 20,000 USD. Monthly installment orders are interest-bearing from 10 to 36% APR, and may be paid in three, six, or twelve months depending on the purchase amount.
Installments primary artwork